Alibaba contrarian of micro loans expansion season total lending of more than tens of billionsOnline lending platform is dying, while Ali microfinance service counter trend growth.
recently, Hangzhou loan officer from the Alibaba micro financial services loan company that Alibaba small business loans in the first quarter of the year more than 25,000 new loan business, total loans amount to complete loan number more than 1 million, an increase of 51%. At this point, the Alibaba micro-credit services to small and micro enterprises have more than 250,000 new threat definitions. Cumulative loans of 12 billion yuan in loans in the first quarter, made up of more than 1.1 million loans operation.
Although the number of loans on average just over 10,000 yuan, but a huge industry still surprised by the number of customer groups.
it is understood that, without guarantee, mortgage, through Alibaba microcredit finance unique mode of credit data to the Internet, reversing the situation of poor access to small business credit.
Ali, from financial data, cumulative loans top 10 cities in the first quarter, almost dominated by e-commerce developed cities in China, Shanghai, Hangzhou, Guangzhou, Shenzhen, Beijing, occupying the top five other Zhejiang Jinhua, Jiangsu Suzhou, Nanjing, Quanzhou, Fujian, and Guangdong Dongguan stand. This shows that the platform level of the financing needs of small and micro enterprises, and local e-commerce development level are closely related.